The more times you file a claim, the greater the likelihood of your insurance rate going up. This is the way we, as insurance companies, ensure that our policyholders are not simply taking advantage of the coverage. What’s more, filing a claim means stress on your part because something went wrong and you have to deal with it.
This is why we offer Loss Control programs. With these, you can identify and reduce the risks associated with your business.
Hurricane Preparation Tips
You don’t want to wait until the hurricane season is upon you to start preparing your business for disaster. Disaster preparedness not only allows you to get back on your feet easier, but it also helps you save money.
To prepare your business for hurricanes, here are some of our planning tips and suggestions:
1. Build an emergency plan
If you’re reading this, you’re likely already on your way to creating a disaster preparedness plan. This is a great first step because it acknowledges that the unexpected can happen. Make sure this plan includes securing your physical inventory, if applicable, as well as backing up your digital data.
2. Protect your site
One of the most important aspects of your business is your physical store or office. Unfortunately, it’s also the thing that sustains the most damage when disasters like hurricanes strike. Make sure to fortify it by boarding up your windows and keeping all your products and equipment in a safe storage space.
3. Ensure employee safety
Your business is only as good as the employees helping run it. Make sure they’re in a safe place, has means to communicate, and emergency supplies.
4. Review your insurance
Your insurance coverage is what can help you rebuild fast after a hurricane. But before that, make sure that you have coverage where you need it, such as flooding damage or wind-driven rain damage. It’s best to do this early so you can find a more comprehensive policy.
For a more detailed hurricane preparation checklist, click here. We also covered a post-hurricane checklist, which you can read here.
Why Choose Us?
Joseph Chiarello & Co., Inc. has been serving in the industry for over 40 years. The past four decades have given us the insights and capabilities to create insurance solutions that meet your business needs quickly and cost-effectively.
With our insurance programs underwritten by the best carriers globally, we have established ourselves as one of the most trustworthy gun insurance companies in the industry. The coverage this provides is written on admitted policies, which are protected by the insurance department of the state where they were drawn up.
This method provides your firearms business its much-needed long-term security.