Joseph Chiarello & Co., Inc. has been in the firearms insurance business since 1980. For over 40 years, we have delivered trustworthy services for businesses in the firearms industry. One of these services is insurance claims handling.
Through this service, we will personally handle all your insurance claims and investigate claims filed against you. We will determine if these claims are legitimate and, if so, ensure that they or you get the coverage you need.
Our team handles each claim in an efficient manner so you and your business can resume your regular operations quickly.
The Insurance Claims Process
As a business, you hope disaster or tragedy doesn’t happen, but you prepare for them anyway. This is why there are plenty of insurance policies available for businesses. But when something goes wrong and you need to file an insurance, what do you do?
As your claims handling partner, we’re here to guide you through the insurance claims process. Below is a step-by-step guide.
1. Contacting your insurance company
It’s imperative that you call us, your insurance company, right away if your business sustained losses. In this step, you must provide a detailed explanation of the circumstances, as well as an itemized list of everything that got lost or damaged.
2. Beginning of claims investigation
Once your claim has been filed, we will handle everything from this point onwards. Our claim handlers will investigate the claim, including the liable parties and the damages incurred.
3. Reviewing your policy
After our investigation, we will review your policy to determine which of your reported losses are covered. We will also determine if there are deductibles applicable so you have a clear view of your insurance claim.
4. Evaluating the damages
We accurately evaluate the damages incurred by consulting experts, like contractors and appraisers.
5. Awarding of payment/coverage
Finally, we settle your claim and arrange for the payment covered by your policy.
Why Choose Us?
Joseph Chiarello & Co., Inc. has been serving in the industry for over 40 years. The past four decades have given us the insights and capabilities to create insurance solutions that meet your needs quickly and cost-effectively.
With our insurance programs underwritten by the best carriers globally, we have established ourselves as one of the most trustworthy gun insurance companies in the industry. The coverage this provides is written on admitted policies, which are protected by the insurance department of the state where they were drawn up.
This method provides your firearms business its much-needed long-term security.