Gun Insurance News

The 2026 OCC/FDIC rule removes reputation risk from bank supervision. But it fixes nothing in your insurance file. Audit both sides before a claim exposes the gap.

Small record errors cost FFL holders their licenses every year. This checklist covers the five areas ATF inspectors review first so you find problems before they do.

ATF eased FFL enforcement pressure — but civil liability, cyber exposure, and property risk didn't follow. When the rulebook changes, your insurance needs to change too.

Standard insurance leaves firearms businesses exposed. Verify replacement cost coverage, document security systems, and audit policy exclusions annually — or risk a gap when you need coverage most.

Interstate firearms sales mean federal AND state compliance: wrong moves risk fines, seizures, or license revocation. FFL verification, Form 4473, NICS checks, and specialized insurance are non-negot

Indoor ranges expose employees to airborne lead levels exceeding OSHA limits. Proper ventilation, lead-free ammo, and specialized firearms insurance protect your staff, your license, and your bottom l

ATF data shows employee theft cases surged 530% in one year. Background checks starting at $16.45 identify criminal history and prohibited persons before they access your inventory.

Misclassifying workers as independent contractors can cost firearms businesses tens of thousands in fines, retroactive premiums, and legal fees — and in some states, criminal charges. Annual classific

A single ATF compliance gap can cost a firearms business its FFL. Regular risk audits — covering A&D records, Form 4473 accuracy, security measures, and employee eligibility — catch violations before

Learn key insurance rules for firearms dealers in CA, NY, and TX, plus the coverage and compliance steps every FFL needs to stay protected, legal, and fully insured.

Gun shops need workers’ comp, liability coverage, and strong safety records to stay compliant and protect employees. Learn key rules, costs, and must‑have insurance types.

Firearms instructors face risks from negligent training claims, student injuries, and compliance issues. Learn how documentation, waivers, and insurance protect your business and assets.